Cream Cheese Stuffed French Toast

by Erin, The $5 Dinner Mom on April 13, 2009

When eggs are on sale for $.88/dozen for the Easter holiday and you score a LARGE loaf of pre-sliced French bread for less than $1, you just can’t pass up making a stuffed French toast dish!  And with milk on sale for $1/half gallon and cream cheese recently marked down. Plus, there have been some great fruit sales lately…so we’ll add some $.25 apples to this meal!

A “simple”-y delicious meal!

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Cream Cheese Stuffed French Toast

Yield – 4 servings

Preparation Time – 10 minutes (+refrigerate at least 2 hours or overnight)

Cooking Time – 30 minutes


  • 10 eggs ($.73)
  • 1 cup milk ($.12)
  • 1/8 cup favorite syrup ($.25)
  • 1/2 tsp cinnamon ($.03)
  • about 12 thin slices of French bread ($.50)
  • 2 “spotty” bananas ($.40)
  • 4 oz cream cheese ($.50)
  • 4 granny smith apples ($1)
  • Syrup ($.50)

**Use rice bread and rice milk for the dish if you are GFCF. And omit cream cheese…will taste great with just the bananas!


  • In large bowl, whisk eggs and milk. Whisk in syrup and cinnamon.
  • In KitchenAid or using hand mixer, blend bananas and cream cheese until smooth and creamy. (I had frozen some cream cheese a few weeks ago. It doesn’t thaw out into its original creamy texture, so I thought this would be a good meal for “thawed cream cheese.” I used brown spotty bananas that were really ripe. Gave it a nice flavor!)
  • In 8×8 baking dish, pour about 1/2 cup of egg mixture into the bottom of the dish, just enough to cover the bottom. Place bread on top of egg mixture to cover as much of the dish as possible.

  • Spread banana/cream cheese over the top of the bread. Cover with a more bread slices.

  • Pour the remaining egg/milk mixture over the top of the bread and cover with plastic wrap. Refrigerate at least 2 hours, but all day or overnight would be ideal!

  • Bake at 350 for 30 minutes.
  • Slice apples or other favorite fruit.
  • Serve Cream Cheese Stuffed French Toast with syrup and sliced apples.

Cost $4.03

{ 33 comments… read them below or add one }

PamperingBeki April 13, 2009 at 6:10 pm

I’m going to have to try this!!


Trish April 13, 2009 at 6:12 pm

sounds really good!


Jen@Balancing Beauty and Bedlam April 13, 2009 at 6:27 pm

ok – too funny….I was going to post this on my blog today. :) Maybe I’ll wait a week. I did strawberries – so yummy. :)


Gayle@GroceryCartChallenge April 13, 2009 at 6:34 pm

Oh Yum! My mouth is watering.


Sara April 13, 2009 at 6:43 pm

Your recipe sounds delicious! I’m going to make this for breakfast on Sunday. I love your blog!!!!


lesley April 13, 2009 at 7:29 pm

looks amazing…I’d make this for dinner…totally


Tammy April 13, 2009 at 8:07 pm

This sounds really good! My daugther have been making alot of cream cheese dishes lately. Thanks can’t wait to try this one!


Cottonpickinfarm April 13, 2009 at 9:01 pm

Yummy! Oh, my goodness!! Yummy!



Jen April 13, 2009 at 10:55 pm

This sounds so good! I’ll have to try it this week!


AmandaLP April 13, 2009 at 11:32 pm

How does cream cheese work after thawing? Can you use it still as a cream base for sauces and such?


Erin April 14, 2009 at 7:03 am

Cream cheese does not thaw to the same original creamy consistency. I would NOT recommend trying to make a cheesecake after thawing it. Using it for recipes like this one, or in a sauce should not be a problem!


Vanessa April 14, 2009 at 12:19 am

I posted a recipe on Habichuelas con Dulce (Sweet Beans), I know you lived in DR so I though you might enjoy it! :)
Love your blog!


Tracy April 14, 2009 at 12:57 am

Yum! This sounds great, if I wasn’t so tired I would go start some for tomorrow…maybe this weekend.


astrid April 14, 2009 at 6:21 am

Funny…I’ve got some leftover bread, lots of eggs, bananas that need to be used and some cream cheese….Perfect recipe! :)


gourmetmomma April 14, 2009 at 8:11 am

yum. those look wonderful. i do ours with peanut butter, but it’s not a make-ahead version.


Amy in OHio April 14, 2009 at 8:31 am

This looks yummy! Question, how many would you say the recipe would serve? Thinking of making it for Mother’s Day Brunch…


Christine April 14, 2009 at 10:37 pm

I am making this tonight for breakfast tomorrow. I don’t know how you fit it in a 8×8 pan. I had to use a 9×13! I will try to remember to come back and let you know how we liked it.


Erin April 15, 2009 at 8:13 am

I might have used less bread than you!?! Using more bread can definitely stretch this a little further!


Emily from Mommin It Up April 15, 2009 at 8:11 am

YUM that looks great! Definitely storing that one in the archives. Thanks Erin!


Christine April 15, 2009 at 8:42 am

Just got done eating….YUMM! This is definitely a keeper. Thank you for posting this. I have 5 kids and it fed us all with leftovers, using the 9×13 pan at least ;)


Johanna April 15, 2009 at 2:52 pm

I’m not a big fan of bananas. Do you think raspberries or bueberries would work as a substitute?


Thrifty Living Mom April 16, 2009 at 9:33 am

We are giving this a try tonight for dinner—mmm! Thank you!


Melanie April 18, 2009 at 11:03 am

Oh, yum!


Bibiana Bailey April 19, 2009 at 6:36 pm

Sounds really good, I will try to make it with special raisin bread from our local German bakery.


Diane April 21, 2009 at 3:34 pm

Looks easy and tasty.
I use previously frozen cream cheese in everything, especially cheesecake. And my cheesecakes are always good. It just doesn’t look pretty for spreading on bagels.


Catherine April 22, 2009 at 7:37 am

Are you using the whipped cream cheese, soft cream cheese or the bar of cream cheese?


Erin April 22, 2009 at 3:19 pm

Bar of cream cheese


jubilee April 28, 2009 at 6:02 pm

Tried this for dinner tonight and loved it. I even messed it up and it turned out delish. I was chatting with kids and letting them “help” and we added an extra layer of bread and twice the cream cheese. Obviously, I am not a multi-tasker.

Next time I am trying strawberry cream cheese and fresh strawberries.

Thanks for the recipe!


Erin April 28, 2009 at 6:06 pm

Great! That strawberry cream cheese combo sounds delish! Great idea!!!


gourmetmomma May 4, 2009 at 10:20 pm

erin, i made this last friday for our mops group. it was delish!


Erika White March 7, 2010 at 10:40 pm

I was wondering if this recipe would work w/ just a loaf of reg bread? I don’t have french bread on hand!


Erin, The $5 Dinner Mom March 8, 2010 at 9:10 am

@Erika White,



Tanya May 14, 2011 at 8:15 pm

Okay I have looked at many of your $5 dinner/breakfast recipes and I don’t know where you live but here in Canada, Ontario nothing is that cheap, nothing! One dozen eggs are over $4. One pound of ground beef is usually over $4 unless you get lucky and get it on sale. So I would say for us in this part of the county maybe the 7 or 8 dollar meal. Oh and we don’t get weekly coupons. Anyhow good recipes though I will keep searching through them, thank you!


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