Cream Cheese Stuffed French Toast

When eggs are on sale for $.88/dozen for the Easter holiday and you score a LARGE loaf of pre-sliced French bread for less than $1, you just can’t pass up making a stuffed French toast dish!  And with milk on sale for $1/half gallon and cream cheese recently marked down. Plus, there have been some great fruit sales lately…so we’ll add some $.25 apples to this meal!

A “simple”-y delicious meal!

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Cream Cheese Stuffed French Toast

Yield – 4 servings

Preparation Time – 10 minutes (+refrigerate at least 2 hours or overnight)

Cooking Time – 30 minutes


  • 10 eggs ($.73)
  • 1 cup milk ($.12)
  • 1/8 cup favorite syrup ($.25)
  • 1/2 tsp cinnamon ($.03)
  • About 12 thin slices of French bread ($.50)
  • 2 “spotty” bananas ($.40)
  • 4 oz cream cheese ($.50)
  • 4 granny smith apples ($1)
  • Syrup ($.50)
    **Use rice bread and rice milk for the dish if you are GFCF. And omit cream cheese…will taste great with just the bananas!


  • In large bowl, whisk eggs and milk. Whisk in syrup and cinnamon.
  • In KitchenAid or using hand mixer, blend bananas and cream cheese until smooth and creamy. (I had frozen some cream cheese a few weeks ago. It doesn’t thaw out into its original creamy texture, so I thought this would be a good meal for “thawed cream cheese.” I used brown spotty bananas that were really ripe. Gave it a nice flavor!)
  • In 8×8 baking dish, pour about 1/2 cup of egg mixture into the bottom of the dish, just enough to cover the bottom. Place bread on top of egg mixture to cover as much of the dish as possible.

Cream Cheese Stuffed French Toast

  • Spread banana/cream cheese over the top of the bread. Cover with a more bread slices.

Cream Cheese Stuffed French Toast1

  • Pour the remaining egg/milk mixture over the top of the bread and cover with plastic wrap. Refrigerate at least 2 hours, but all day or overnight would be ideal!

Cream Cheese Stuffed French Toast2

  • Bake at 350 F for 30 minutes.
  • Slice apples or other favorite fruit.
  • Serve Cream Cheese Stuffed French Toast with syrup and sliced apples.

Cost $4.03

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    • says

      Cream cheese does not thaw to the same original creamy consistency. I would NOT recommend trying to make a cheesecake after thawing it. Using it for recipes like this one, or in a sauce should not be a problem!

  1. astrid says

    Funny…I’ve got some leftover bread, lots of eggs, bananas that need to be used and some cream cheese….Perfect recipe! :)

  2. says

    I am making this tonight for breakfast tomorrow. I don’t know how you fit it in a 8×8 pan. I had to use a 9×13! I will try to remember to come back and let you know how we liked it.

  3. says

    Just got done eating….YUMM! This is definitely a keeper. Thank you for posting this. I have 5 kids and it fed us all with leftovers, using the 9×13 pan at least 😉

  4. Diane says

    Looks easy and tasty.
    I use previously frozen cream cheese in everything, especially cheesecake. And my cheesecakes are always good. It just doesn’t look pretty for spreading on bagels.

  5. says

    Tried this for dinner tonight and loved it. I even messed it up and it turned out delish. I was chatting with kids and letting them “help” and we added an extra layer of bread and twice the cream cheese. Obviously, I am not a multi-tasker.

    Next time I am trying strawberry cream cheese and fresh strawberries.

    Thanks for the recipe!

  6. Erika White says

    I was wondering if this recipe would work w/ just a loaf of reg bread? I don’t have french bread on hand!

  7. Tanya says

    Okay I have looked at many of your $5 dinner/breakfast recipes and I don’t know where you live but here in Canada, Ontario nothing is that cheap, nothing! One dozen eggs are over $4. One pound of ground beef is usually over $4 unless you get lucky and get it on sale. So I would say for us in this part of the county maybe the 7 or 8 dollar meal. Oh and we don’t get weekly coupons. Anyhow good recipes though I will keep searching through them, thank you!


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