After several weeks of discussing and praying about our finances and budget, the Hubs and I have decided to “go back” to our old ways of shopping. At the beginning of the year, we were BLESSED with a year’s worth of groceries from Walmart. For the past 6 months I have done my grocery shopping at Walmart, learning the ins and outs of saving and stockpiling there. I did not “overspend” and was on track to use the card over the entire course of the year.
But…we found that our overall mentality about money and our budget went from…
“We’ll buy what we need, stockpile our favorite products when we can, and splurge here and there”…
“We’ve got some extra room in our budget since we don’t have to pay for groceries this month, let’s do this…and that…and we can get this too…and what about these 9 things from here…and I’ll grab a snack while we’re out (instead of packing one), and why don’t we…”
You get the idea. This mentality of having “extra” money for groceries has been spilling over into all other areas in our budget and lives. We have not been living beyond our means, but we have been living beyond them after factoring “not paying for groceries.” So, we have not been meeting our personal financial goals of saving the money that we were not spending on groceries since shopping at Walmart.
“Plastic,” be it a gift card from Walmart or a credit card, allows consumers (myself included) to think they have money they really don’t have. When not used with discipline and caution, “plastic” can be very dangerous…leading to debt and financial disarray. This gift card will run out eventually and we’d rather not find ourselves in financial disarray when the year is up. We realize that once it runs out it runs out. So in the mean time we need to be practicing self-control and discipline in all areas of our finances!
This is a personal decision that we’ve made to help ourselves have a more positive and healthy view of money. We need to get our budget back under control. We will continue to stop into Walmart here and there for different grocery needs, or to stock up on certain items. But, the majority (95%) of our grocery shopping will be done at Kroger.
With cash. And with discipline!
That being said…
The mission: Use these coupons and spend less than $80! (Almost accomplished!)
So here’s what I got for just over $80! Not too bad, considering we had 2 parties over the holiday weekend!
(Can you see my little man peeking over the Cheerios box??? Reminds me of the Richard Scarry books growing up…I loved hunting for the hidden creature!)
4 McCormick Spices
3 pouches Uncle Bens “Ready Rice”/Brown Rice – no preservatives or additives!
1 box Success Rice
2 BBQ sauces
6 boxes of Cheerios $1.19/box (after sale price, store promotion and $1 coupons) (reg. $4.59!!!!!) Note: My normal “never pay more than” price for a box of cereal is $1. But these boxes were 25 oz…way bigger than the smaller boxes I normally stockpile for $1 or less!
2 75 ft. of foil, $1.69 (after sale price, store promotion and $1 coupons) (reg. $3.29)
Bag of lettuce, $.88 (on sale $1.88, used $1 coupon) (reg. $2.99)
1 1.3 lb. Alaskan salmon fillet, $3.86 (On sale $2.99/lb!!!) (reg. $8.99/lb.) I’ve NEVER seen fresh salmon at that low of a price!
4 packages of Tyson boneless/skinless chicken breasts, $2.06-$2.62 (on sale for $1.99/lb. and used 4 $1 coupons) (reg. $4.99/lb.)
LOTS of produce on sale at great prices this week as well…including blueberries, peaches, strawberries, cherries, plus red and orange peppers.
Total Spent: $83.86
Oops! I went over $3.86 :( Thankfully, I had 2 $1 bills and some change. If I hadn’t had that, I would have asked them to take something off the order!
Amount Used in Coupons: $30.75
Amount Saved in Sale Prices: $50.04
Total Savings: $80.79 (50%)