Comments on: Tips to Stay the Course and Pay off that Debt – Part 1

By: Alyssa

Alyssa — Fri, 22 Jan 2010 13:59:37 +0000

Wow it feels good to know “I”m not the only one”. I”m a huge lover of Dave Ramsey, I”m in about as much debt as you, and I’m trying so faithfully to pay it off. THanks for this!

By: Christi Bovee

Christi Bovee — Thu, 21 Jan 2010 18:54:22 +0000

Our family just recently put to action getting out of debt (all we have is our mortgage) by the end of this year. We have switched up our blog to help us stay on track with this goal. I sure am enjoying reading everybody’s blos tat have such helpful tips.

By: Jenny

Jenny — Thu, 21 Jan 2010 15:50:06 +0000

Ii was wonderering if you would consider student loan debt (stafford loans, not private) as consumer debt or if it is a category by itsself? What are your thoughts on paying off student loan debt compared to increasing savings?

By: Budgets are the New Black

Budgets are the New Black — Wed, 20 Jan 2010 03:31:28 +0000

@Kelleigh @ Kelleigh Ratzlaff Designs, Yea -- my friend's husband got a kick out of the post, too;-)

By: Kelleigh @ Kelleigh Ratzlaff Designs

Kelleigh @ Kelleigh Ratzlaff Designs — Wed, 20 Jan 2010 03:08:47 +0000

So good to see you over here Jolyn! I have been enjoying your blog so much! This is a great article, and I can’t wait to see part 2! BTW – I cracked up at the buttons post. I’m picturing a nightie with buttons all over it!! FUNNY!

By: Budgets are the New Black

Budgets are the New Black — Tue, 19 Jan 2010 23:34:07 +0000

@Tacy M, Six moves in 12 years is quite significant! Even moving within the same town/base area can put a drain on the finances! We, too, had some $2000+ in car repair during this time we have been working on our snowball. (I think I go into detail on that in "Part 2" if I remember right) and we cash-flowed it... It hurt, but I'm so glad we didn't have to reach for the credit card. Here's to you paying off your car in the next couple of months and getting (consumer) DEBT FREE!

By: Budgets are the New Black

Budgets are the New Black — Tue, 19 Jan 2010 23:25:30 +0000

@Jason, congrats on being (consumer) debt free! Dave Ramsey does rock, doesn’t he?

By: Tacy M

Tacy M — Tue, 19 Jan 2010 21:29:59 +0000

YAY! I love the Dave Ramsey philosophies and we are nearly done with our debt. We just have the car left and we think we’ll be able to pay it off with our tax refund in a month or two. It’s gonna be close! Then on to the house! We are Air Force as well, and I stay home with our five children, but we haven’t moved too much. 6 homes in 12 years, but twice we moved from one place to another, larger one within a mile. I am amazed at how the budget works. We use a simple spreadsheet, and it’s magic how disciplined our spending has become. I can even tell you how miraculous it is that we haven’t gone back to our credit card. In the past 2 months we’ve paid out nearly $2000 for car related dramas…all in cash! With 5 kids, a road trip and our enlisted paycheck, it just can’t be anything but a miracle! I’m excited to absorb more helpful strategies and tips here! THANK YOU!

By: Budgets are the New Black

Budgets are the New Black — Tue, 19 Jan 2010 20:46:11 +0000

Sheesh, Erin, what an opening! You make me blush! Thanks so much for inviting me to post this. I had a lot of fun writing it! And if others read along and decide to join me on our journey to becoming and living debt-free?… All the better!!!

By: LaToya

LaToya — Tue, 19 Jan 2010 19:30:53 +0000

@LaToya,

I mean I can’t wait for Post 2