When it comes to money, I am from the “spend less” camp.
I’m about spending less.
While saving more and spending less really mean the same thing, the spend less has an implication that isn’t within save more.
Save more speaks to the fact that you are saving money, but it doesn’t speak to the part about how much you spend. You can save a lot of money while still spending a lot, lot, lot of money.
Spend less speaks to the fact that you are saving money, but it also implies that there is (and should be) a limit to how much you spend. It implies that you are working within a set budget, a cash budget.
1. I spend $150 on $500 worth of products from the grocery store. I save $350, but I spend $150. And I have a lot of products to deal with.
2. I spend $60 on $150 worth of products from the grocery store. I save $90, but I only spend $60. I didn’t save more, but I spent less. And only got what I needed for the week, plus a little for the stockpile.
Catch my drift?!
I would encourage you to start looking at your money and your finances from a “spend less” perspective, but the “spend less” mentality into action…and see how much $$$ you have leftover at the end of the month.
A few resources to help you spend less…
- Mint.com – A free and intelligent online money management software. (We use it for our personal finances! Highly recommend!)
- Daily Worth – a personal finance newsletter for women. (I subscribe…and really enjoy the information…keeps me in the know!)
- Coupons.com – print coupons from the Coupons.com website to help you spend less.
- Free Coupon Alerts – sign up for email alerts with the latest and greatest
- Cellfire – register your store loyalty card and load it up with “electronic” coupons for the products you love in the grocery store. These coupon amounts are deducted from your total grocery bill.
- Upromise – register your store loyalty card and load it up with “electronic” coupons.
- Groupon – There’s a reason this is the latest rage. If you’re smart about how you use your Groupons, they can certainly help you spend less!
- Weekly Meal Plan with Printable Grocery List – the latest meal planning feature.
So I forgot how to count…that’s 11, really 12. But whatever…you’ll be well on your way to spending less of your hard earned dollars!